> For the complete documentation index, see [llms.txt](https://docs.resolv.xyz/litepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.resolv.xyz/litepaper/overview/usr.md).

# USR

USR is Resolv’s stablecoin - a crypto-native prime asset engineered to provide stable, yield-bearing exposure without directional market risk.

#### Key features of USR:

* It can be minted and redeemed by users on a 1-to-1 basis for liquid collateral
* Redemptions are made within 24 hours and are instant in select cases.
* USR is overcollateralized. In addition to 100% collateral, there is an insurance layer formed by liquid assets. The insurance layer token is [RLP](/litepaper/overview/rlp.md).
* USR is a utility token – it holds the value of $1. It does not bear yield.
* Users can stake USR to get yield. Staked USR (stUSR) is a yield-bearing version of USR.