# USR USR is Resolv’s stablecoin - a crypto-native prime asset engineered to provide stable, yield-bearing exposure without directional market risk. #### Key features of USR: * It can be minted and redeemed by users on a 1-to-1 basis for liquid collateral * Redemptions are made within 24 hours and are instant in select cases. * USR is overcollateralized. In addition to 100% collateral, there is an insurance layer formed by liquid assets. The insurance layer token is [RLP](/litepaper/overview/rlp.md). * USR is a utility token – it holds the value of $1. It does not bear yield. * Users can stake USR to get yield. Staked USR (stUSR) is a yield-bearing version of USR. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.resolv.xyz/litepaper/overview/usr.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.